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Public Liability Insurance for Performance at The Bandstand, Stratford Park, Stroud Description This incident report outlines the requirement and confirmation of Public Liability Insurance (PLI) for a performance at the Bandstand, Stratford Park, Stroud on 27th August 2023. The performer, RD, was required to provide proof of insurance coverage for third-party liability as part of the event’s conditions. This need for PLI arose following RD’s decision to leave the Musicians’ Union in January 2023, which led him to seek alternative insurance options for his gigs. Action Taken Booking Confirmation: RD was booked to perform at the Bandstand on 27th August 2023 from 2:40 PM to 4:30 PM. Stroud District Council (SC) confirmed the booking on 23rd June 2023, with a performance fee of £150. A request for proof of PLI, full name, address, and bank details was made. Request for PLI Documentation: Following the request from Stroud District Council, RD provided his Public Liability Insurance certificate on 3rd July 2023, confirming he had the necessary coverage. This was part of the process to meet the venue’s insurance requirements. Confirmation of PLI and Insurance Provider: RD contacted Insure4Music on 4th July 2023 to ensure his insurance coverage was correctly processed. Insure4Music confirmed that the required Public Liability coverage of £5 million for third-party damages was in place. Trigger for Insurance Requirement: The requirement for Public Liability Insurance was a direct result of RD's decision to leave the Musicians' Union in January 2023. As a member of the Union, RD had previously been covered for such events; however, his departure led him to secure a personal policy for performances to meet the needs of venues and event organizers. Resolutions The booking was confirmed once RD submitted the requested Public Liability Insurance documentation. There were no issues or delays, and the performance proceeded on 27th August 2023 as scheduled. Notes Comments RD’s Public Liability Insurance was issued through Insure4Music, covering up to £5 million for third-party damages. The insurance was specifically required by Stroud District Council to ensure compliance with their event conditions. RD was proactive in arranging the necessary coverage after leaving the Musicians’ Union, ensuring there were no disruptions to his performance schedule. This situation highlights the importance of having appropriate Public Liability Insurance, especially following the end of union membership, as venues may still require such coverage for performers. RD ensured he had the correct documentation in place well in advance of the event. No issues arose on the day of the performance. Reported Reported Date: 26/11/2024 Reported By (Individual): RD Reported By (Organisation): R INDIVIDUALS Involved, Active, A, Consultant Provided the necessary insurance policy that met the event's insurance requirements. Involved, Active, J, Consultant Provided the necessary insurance policy that met the event's insurance requirements. Observer, Passive, PM, Manager RD's manager, copied on correspondence and assisting with the submission of insurance documents. Responsible, Active, RD, Artist Ensured the provision of Public Liability Insurance and communicated with both Stroud District Council and Insure4Music. Involved, Passive, SC, Client Requested the PLI documentation and facilitated the booking of the performance. READ MORE... This incident was triggered by the following developments... Quit The Musicians Union This incident triggered the following developments... Insure4Music Comments are closed.
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